Tech / Nasdaq · Invesco

QQQ Investment Calculator

The best-known Nasdaq-100 fund, concentrated in large technology and growth companies. Higher potential returns come with larger drawdowns.

$
$
yrs
%
QQQ default: 9% a yearA round planning assumption for the Nasdaq-100, not a guaranteed or historical figure. Change it above.
Subtract fund feesQQQ TER 0.18% a year
Show in today's moneyAdjust for inflation
Currency

Estimated result

QQQ · 8.82% net
$117,806

Estimated QQQ value after 25 years

You put in
$31,000
Investment growth
$86,806

74% of your final balance would come from growth, not from money you paid in.

Fees of 0.18% a year would cost about $3,715 over 25 years.

Return scenarios

Lower · 6%
$71,681
Base · 9%
$117,806
Higher · 12%
$200,917

Projected growth

Hover or tap the chart for any year
QQQ balanceYour contributions
$0$40k$80k$120k$160kNowYr 2Yr 4Yr 6Yr 8Yr 10Yr 12Yr 14Yr 16Yr 18Yr 20Yr 22Yr 25

Assumes monthly compounding at a constant rate, with contributions at the end of each month. Educational estimate only: markets rise and fall, and taxes, fees, currency movements and trading costs change real results.

QQQ at a glance

Full nameInvesco QQQ Trust
IndexNasdaq-100
Annual fee (TER)0.18%
DividendsDistributing
DomicileUnited States
Main listingNasdaq (USD)
Default return used here9% a year (planning assumption)

Fund details checked November 2026. Always confirm current figures on the Invesco factsheet.

Questions about QQQ

How much would $500 a month in QQQ be worth after 20 years?

At an assumed 9% a year minus the 0.18% fee, $500 a month for 20 years would grow to an estimated $326,409, from $120,000 paid in. Real returns will differ, so try the lower and higher scenarios too.

Is QQQ accumulating or distributing?

QQQ is distributing: dividends are paid out to you. This calculator assumes you reinvest them; if you spend them instead, your balance would grow more slowly.

What is the QQQ expense ratio?

QQQ has a total expense ratio (TER) of about 0.18% a year (data checked November 2026; confirm with Invesco before investing). The calculator subtracts this from the return when fees are switched on.

Where is QQQ domiciled?

QQQ is domiciled in the United States. Non-US investors may face higher dividend withholding tax and possible US estate-tax exposure, so many look at Irish-domiciled alternatives.