Ex-US equity · Vanguard

VXUS Investment Calculator

Everything outside the US — developed and emerging markets — in one fund. Usually combined with a US fund such as VTI.

$
$
yrs
%
VXUS default: 6% a yearA round planning assumption for the FTSE Global All Cap ex US, not a guaranteed or historical figure. Change it above.
Subtract fund feesVXUS TER 0.05% a year
Show in today's moneyAdjust for inflation
Currency

Estimated result

VXUS · 5.95% net
$73,178

Estimated VXUS value after 25 years

You put in
$31,000
Investment growth
$42,178

58% of your final balance would come from growth, not from money you paid in.

Fees of 0.05% a year would cost about $586 over 25 years.

Return scenarios

Lower · 3%
$46,379
Base · 6%
$73,178
Higher · 9%
$120,475

Projected growth

Hover or tap the chart for any year
VXUS balanceYour contributions
$0$20k$40k$60k$80kNowYr 2Yr 4Yr 6Yr 8Yr 10Yr 12Yr 14Yr 16Yr 18Yr 20Yr 22Yr 25

Assumes monthly compounding at a constant rate, with contributions at the end of each month. Educational estimate only: markets rise and fall, and taxes, fees, currency movements and trading costs change real results.

VXUS at a glance

Full nameVanguard Total International Stock ETF
IndexFTSE Global All Cap ex US
Annual fee (TER)0.05%
DividendsDistributing
DomicileUnited States
Main listingNasdaq (USD)
Default return used here6% a year (planning assumption)

Fund details checked November 2026. Always confirm current figures on the Vanguard factsheet.

Questions about VXUS

How much would $500 a month in VXUS be worth after 20 years?

At an assumed 6% a year minus the 0.05% fee, $500 a month for 20 years would grow to an estimated $229,657, from $120,000 paid in. Real returns will differ, so try the lower and higher scenarios too.

Is VXUS accumulating or distributing?

VXUS is distributing: dividends are paid out to you. This calculator assumes you reinvest them; if you spend them instead, your balance would grow more slowly.

What is the VXUS expense ratio?

VXUS has a total expense ratio (TER) of about 0.05% a year (data checked November 2026; confirm with Vanguard before investing). The calculator subtracts this from the return when fees are switched on.

Where is VXUS domiciled?

VXUS is domiciled in the United States. Non-US investors may face higher dividend withholding tax and possible US estate-tax exposure, so many look at Irish-domiciled alternatives.