Key differences
- Both track the S&P 500, so their holdings are essentially the same.
- Both charge the same fee of 0.07% a year.
- VUAA reinvests dividends automatically; VUSA pays them out to you. How your country taxes each can matter more than the fee.
- VUAA trades on London Stock Exchange in USD; VUSA trades on London Stock Exchange in GBP. Check which your broker offers and what it charges for currency conversion.
About each fund
VUAA — Vanguard S&P 500 UCITS ETF (USD) Accumulating
Vanguard's Irish-domiciled S&P 500 fund in its accumulating share class. A close alternative to CSPX; the main differences are the provider and fund size rather than what it holds.
VUSA — Vanguard S&P 500 UCITS ETF Distributing
The distributing version of Vanguard's S&P 500 UCITS fund: dividends are paid out to you instead of reinvested. Suits investors who want regular income, or who reinvest manually.
Fund details checked November 2026. Always confirm current figures on each provider's factsheet.
Questions about VUAA vs VUSA
Is VUAA or VUSA better?
They track the same index (S&P 500), so neither is better at what it holds. Decide on fees, dividend handling and which one your broker offers cheaply.
Which is cheaper, VUAA or VUSA?
They charge the same fee: 0.07% a year.
Can I hold both VUAA and VUSA?
You can, but it adds little: they hold the same companies, so owning both mostly duplicates your exposure.