Side by side

VOO vs VT

US-only versus the whole world. VOO has lower fees and has led in recent decades; VT spreads risk across more than 40 countries in case that leadership doesn't last.

$
$
yrs
Same return for bothIsolates the effect of fees
%
A fair, like-for-like testBoth funds get the same return, so any difference comes from fees alone.
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Currency

After 25 years

VOO vs VT
VOO
$546,058
8% − 0.03% fee · fees cost $2,857
VT
$543,219
8% − 0.06% fee · fees cost $5,696

VOO ends $2,840 ahead (0.5% more), entirely because of its lower fee.

You put in $160,000 either way.

How they differ

VOOVT
IndexS&P 500FTSE Global All Cap
Fee (TER)0.03%0.06%
DividendsDistributingDistributing
DomicileUnited StatesUnited States
ListingNYSE Arca (USD)NYSE Arca (USD)
ProviderVanguardVanguard

Highlighted rows are where the two funds differ.

Growth side by side

Hover or tap the chart for any year
VOO balanceYour contributionsVT
$0$150k$300k$450k$600kNowYr 2Yr 4Yr 6Yr 8Yr 10Yr 12Yr 14Yr 16Yr 18Yr 20Yr 22Yr 25

Assumes monthly compounding at constant rates with contributions at the end of each month. Before personal taxes. Educational estimate only — real returns vary year to year.

Key differences

  • VOO tracks the S&P 500; VT tracks the FTSE Global All Cap. That is the biggest difference in what you actually own.
  • VOO is cheaper: 0.03% a year versus 0.06%. On $10,000 plus $500 a month for 25 years at 7%, that fee gap is worth about $2,330.

About each fund

VOO — Vanguard S&P 500 ETF

One of the most popular S&P 500 funds for US investors, with a very low fee. Non-US investors should check dividend withholding tax and estate-tax rules before buying US-domiciled funds.

VT — Vanguard Total World Stock ETF

The whole global stock market, including small companies, in one US-listed fund. The US-domiciled counterpart to VWRA.

Fund details checked November 2026. Always confirm current figures on each provider's factsheet.

Questions about VOO vs VT

Is VOO or VT better?

It depends on what you want to own. VOO gives you the S&P 500; VT gives you the FTSE Global All Cap. Neither is guaranteed to do better — use the calculator above with different return assumptions to see the range.

Which is cheaper, VOO or VT?

VOO is cheaper at 0.03% a year, versus 0.06%. Fees checked November 2026; confirm with each provider.

Can I hold both VOO and VT?

Yes. Some investors combine them to set their own mix, but check the overlap — many large companies may appear in both.

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