Key differences
- VT tracks the FTSE Global All Cap; VWRA tracks the FTSE All-World. That is the biggest difference in what you actually own.
- VT is cheaper: 0.06% a year versus 0.14%. On $10,000 plus $500 a month for 25 years at 7%, that fee gap is worth about $6,146.
- VWRA reinvests dividends automatically; VT pays them out to you. How your country taxes each can matter more than the fee.
- VWRA is Irish-domiciled and VT is US-domiciled. For many non-US investors, Irish funds mean lower US dividend withholding tax and no US estate-tax exposure.
- VT trades on NYSE Arca in USD; VWRA trades on London Stock Exchange in USD. Check which your broker offers and what it charges for currency conversion.
About each fund
VT — Vanguard Total World Stock ETF
The whole global stock market, including small companies, in one US-listed fund. The US-domiciled counterpart to VWRA.
VWRA — Vanguard FTSE All-World UCITS ETF (USD) Accumulating
A single fund holding thousands of large and mid-sized companies across developed and emerging markets. Popular with investors outside the US who want one-fund global exposure with dividends reinvested automatically.
Fund details checked November 2026. Always confirm current figures on each provider's factsheet.
Questions about VT vs VWRA
Is VT or VWRA better?
It depends on what you want to own. VT gives you the FTSE Global All Cap; VWRA gives you the FTSE All-World. Neither is guaranteed to do better — use the calculator above with different return assumptions to see the range.
Which is cheaper, VT or VWRA?
VT is cheaper at 0.06% a year, versus 0.14%. Fees checked November 2026; confirm with each provider.
Can I hold both VT and VWRA?
Yes. Some investors combine them to set their own mix, but check the overlap — many large companies may appear in both.