Global equity · Vanguard

VT Investment Calculator

The whole global stock market, including small companies, in one US-listed fund. The US-domiciled counterpart to VWRA.

$
$
yrs
%
VT default: 7% a yearA round planning assumption for the FTSE Global All Cap, not a guaranteed or historical figure. Change it above.
Subtract fund feesVT TER 0.06% a year
Show in today's moneyAdjust for inflation
Currency

Estimated result

VT · 6.94% net
$85,883

Estimated VT value after 25 years

You put in
$31,000
Investment growth
$54,883

64% of your final balance would come from growth, not from money you paid in.

Fees of 0.06% a year would cost about $850 over 25 years.

Return scenarios

Lower · 4%
$53,643
Base · 7%
$85,883
Higher · 10%
$143,214

Projected growth

Hover or tap the chart for any year
VT balanceYour contributions
$0$25k$50k$75k$100kNowYr 2Yr 4Yr 6Yr 8Yr 10Yr 12Yr 14Yr 16Yr 18Yr 20Yr 22Yr 25

Assumes monthly compounding at a constant rate, with contributions at the end of each month. Educational estimate only: markets rise and fall, and taxes, fees, currency movements and trading costs change real results.

VT at a glance

Full nameVanguard Total World Stock ETF
IndexFTSE Global All Cap
Annual fee (TER)0.06%
DividendsDistributing
DomicileUnited States
Main listingNYSE Arca (USD)
Default return used here7% a year (planning assumption)

Fund details checked November 2026. Always confirm current figures on the Vanguard factsheet.

Questions about VT

How much would $500 a month in VT be worth after 20 years?

At an assumed 7% a year minus the 0.06% fee, $500 a month for 20 years would grow to an estimated $258,574, from $120,000 paid in. Real returns will differ, so try the lower and higher scenarios too.

Is VT accumulating or distributing?

VT is distributing: dividends are paid out to you. This calculator assumes you reinvest them; if you spend them instead, your balance would grow more slowly.

What is the VT expense ratio?

VT has a total expense ratio (TER) of about 0.06% a year (data checked November 2026; confirm with Vanguard before investing). The calculator subtracts this from the return when fees are switched on.

Where is VT domiciled?

VT is domiciled in the United States. Non-US investors may face higher dividend withholding tax and possible US estate-tax exposure, so many look at Irish-domiciled alternatives.